Water damage describes a large number of possible losses caused by water intruding where it will enable attack of a material or system by destructive processes such as rotting of wood, growth, rusting of steel, de-laminating of materials such as plywood , and many, many others.
The damage may be imperceptibly slow and minor such as water spots that could eventually m ar a surface, or it may be instantaneous and catastrophic such as flooding. However fast it occurs, water damage is a very major contributor to loss of property.
One's homeowner's insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy. Often the verbiage of this addendum is similar to "Sewer and Drain Coverage."
Water damage can originate by different sources such as: broken dishwasher hose, washing machine overflow, dishwasher leakage, broken pipes, clogged toilet, leaking roof, moisture behind walls, foundation cracks, plumbing leaks, and bad weather (snow, rain, floods). As far as insurance coverage is concerned, most damage caused by bad weather is considered flood damage and normally isn't covered under homeowners insurance. Coverage for bad weather would usually required flood insurance.
Water damage is typically classified into one of the following three categories:
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7800 Commonwealth Ave # 205 Buena Park, CA 90621
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